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04031 a2200337 4500 |
| 003 - IDENTIFICADOR DE NÚMERO DE CONTROL |
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BJBSDDR |
| 005 - FECHA Y HORA DE LA ÚLTIMA TRANSACCIÓN |
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20250528164413.0 |
| 007 - CAMPO FIJO DE DESCRIPCIÓN FÍSICA--INFORMACIÓN GENERAL |
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| 008 - DATOS DE LONGITUD FIJA--INFORMACIÓN GENERAL |
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260525s2018 sz 00| 0 eng d |
| 020 ## - NÚMERO INTERNACIONAL ESTÁNDAR DEL LIBRO |
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| Número Internacional Estándar del Libro |
9783030036195 |
| 020 ## - NÚMERO INTERNACIONAL ESTÁNDAR DEL LIBRO |
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| Número Internacional Estándar del Libro |
3030036197 |
| 040 ## - FUENTE DE CATALOGACIÓN |
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| Lengua de catalogación |
eng |
| Centro/agencia transcriptor |
DLC |
| 041 ## - CÓDIGO DE IDIOMA |
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| Código de lengua del texto/banda sonora o título independiente |
eng |
| 050 14 - SIGNATURA TOPOGRÁFICA DE LA BIBLIOTECA DEL CONGRESO |
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| Número de clasificación |
HG 176.7 |
| Número de ítem |
M657f 2018 |
| 100 1# - ENTRADA PRINCIPAL--NOMBRE DE PERSONA |
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| Nombre de persona |
Mills, Karen G., |
| Fechas asociadas al nombre |
1953- |
| 9 (RLIN) |
42259 |
| 245 10 - MENCIÓN DEL TÍTULO |
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| Título |
Fintech, small business & the American dream : |
| Resto del título |
how technology is transforming lending and shaping a new era of small business opportunity / |
| Mención de responsabilidad, etc. |
Karen G. Mills. |
| 260 ## - PUBLICACIÓN, DISTRIBUCIÓN, ETC. |
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| Lugar de publicación, distribución, etc. |
Cham, Suiza : |
| Nombre del editor, distribuidor, etc. |
Palgrave MacMillan, |
| Fecha de publicación, distribución, etc. |
2018. |
| 300 ## - DESCRIPCIÓN FÍSICA |
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| Extensión |
xiv, 202 pages : |
| Otras características físicas |
illustrations (chiefly color) ; |
| Dimensiones |
24 cm. |
| 500 ## - NOTA GENERAL |
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| Nota general |
The Future Role of Relationships<br/> |
| 505 0# - NOTA DE CONTENIDO CON FORMATO |
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| Nota de contenido con formato |
The story of small business lending<br/>Small businesses are important to the economy<br/>Small businesses and their banks : the impact of the Great Recession<br/>Structural obstacles slow small business lending<br/>What small businesses want<br/>The Fintech innovation cycle<br/>The early days of Fintech lending<br/>Technology changes the game : small business utopia<br/>A playbook for banks<br/>Regulatory obstacles : confusion, omission, and overlap<br/>The regulatory system of the future<br/>The future of Fintech and the American dream |
| 520 ## - RESUMEN, ETC. |
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| Sumario, etc. |
Small businesses are the backbone of the U.S. economy. They are the biggest job creators and offer a path to the American Dream. But for many, it is difficult to get the capital they need to operate and succeed. In the Great Recession, access to capital for small businesses froze, and in the aftermath, many community banks shuttered their doors and other lenders that had weathered the storm turned to more profitable avenues. For years after the financial crisis, the outlook for many small businesses was bleak. But then a new dawn of financial technology, or "fintech, " emerged. Beginning in 2010, new fintech entrepreneurs recognized the gaps in the small business lending market and revolutionized the customer experience for small business owners. Instead of Xeroxing a pile of paperwork and waiting weeks for an answer, small businesses filled out applications online and heard back within hours, sometimes even minutes. Banks scrambled to catch up. Technology companies like Amazon, PayPal, and Square entered the market, and new possibilities for even more transformative products and services began to appear. In Fintech, Small Business & the American Dream, former U.S. Small Business Administrator and Senior Fellow at Harvard Business School, Karen G. Mills, focuses on the needs of small businesses for capital and how technology will transform the small business lending market. This is a market that has been plagued by frictions: it is hard for a lender to figure out which small businesses are creditworthy, and borrowers often don't know how much money or what kind of loan they need. New streams of data have the power to illuminate the opaque nature of a small business's finances, making it easier for them to weather bumpy cash flows and providing more transparency to potential lenders. Mills charts how fintech has changed and will continue to change small business lending, and how financial innovation and wise regulation can restore a path to the American Dream. An ambitious book grappling with the broad significance of small business to the economy, the historical role of credit markets, the dynamics of innovation cycles, and the policy implications for regulation, Fintech, Small Business & the American Dream is relevant to bankers, fintech investors, and regulators; in fact, to anyone who is interested in the future of small business in America |
| 650 #4 - PUNTO DE ACCESO ADICIONAL DE MATERIA--TÉRMINO DE MATERIA |
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| Término de materia o nombre geográfico como elemento de entrada |
Ingeniería financiera |
| 9 (RLIN) |
42368 |
| 650 #4 - PUNTO DE ACCESO ADICIONAL DE MATERIA--TÉRMINO DE MATERIA |
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| Término de materia o nombre geográfico como elemento de entrada |
Nuevas empresas |
| Subdivisión general |
Finanzas |
| 9 (RLIN) |
3261 |
| 650 #4 - PUNTO DE ACCESO ADICIONAL DE MATERIA--TÉRMINO DE MATERIA |
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| Término de materia o nombre geográfico como elemento de entrada |
Administración financiera |
| 9 (RLIN) |
7015 |
| 650 #4 - PUNTO DE ACCESO ADICIONAL DE MATERIA--TÉRMINO DE MATERIA |
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| Término de materia o nombre geográfico como elemento de entrada |
Industria de servicios financieros |
| 9 (RLIN) |
14452 |
| 650 #4 - PUNTO DE ACCESO ADICIONAL DE MATERIA--TÉRMINO DE MATERIA |
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| Término de materia o nombre geográfico como elemento de entrada |
Tecnología financiera |
| 9 (RLIN) |
42369 |
| 650 #4 - PUNTO DE ACCESO ADICIONAL DE MATERIA--TÉRMINO DE MATERIA |
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| Término de materia o nombre geográfico como elemento de entrada |
Emprendedores |
| 9 (RLIN) |
5480 |
| 650 #4 - PUNTO DE ACCESO ADICIONAL DE MATERIA--TÉRMINO DE MATERIA |
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| Término de materia o nombre geográfico como elemento de entrada |
Innovaciones tecnológicas |
| 9 (RLIN) |
6528 |
| 942 ## - ELEMENTOS DE ENTRADA SECUNDARIOS (KOHA) |
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| Fuente del sistema de clasificación o colocación |
Clasificación de Library of Congress |
| Tipo de ítem Koha |
Libro |
| 946 ## - PROCESAMIENTO DE INFORMACIÓN LOCAL (OCLC) |
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| Iniciales del agente catalogador |
dpf |
